Cars Finance Insurance

Most Important Things to Know When You Buy a Family Car

April 20, 2024
Written by: Aharon levi

Most Important Things to Know When You Buy a Family Car

When it comes to buying a family car, the stakes are high. This isn’t just a purchase; it’s an investment in your family’s safety, comfort, and convenience. The right family car can make daily commutes, long road trips, and even quick errands a pleasure, while the wrong choice can lead to frustration and regret. To help you navigate this important decision, here are the most important things to know when you buy a family car.

1. Safety First

When transporting your loved ones, safety should be your top priority. Modern cars come with a plethora of safety features designed to protect occupants in the event of an accident and to help prevent accidents in the first place.

Key Safety Features to Look For:

  • Airbags: Ensure the car has front, side, and curtain airbags.
  • Anti-lock Braking System (ABS): Helps maintain control during emergency stops.
  • Electronic Stability Control (ESC): Helps prevent skidding during abrupt maneuvers.
  • Blind Spot Monitoring: Alerts you to vehicles in your blind spots.
  • Lane Departure Warning and Assist: Warns you if you’re drifting out of your lane and can assist in steering you back.
  • Adaptive Cruise Control: Maintains a safe distance from the car in front of you by adjusting your speed.
  • Automatic Emergency Braking (AEB): Can detect an imminent collision and apply the brakes if you don’t react in time.
  • Child Safety Locks and Anchors: Essential for securing car seats.

Research the crash test ratings from reputable sources like the National Highway Traffic Safety Administration (NHTSA) and the Insurance Institute for Highway Safety (IIHS). These ratings can give you an idea of how well a vehicle will protect your family in a crash.

2. Space and Comfort

A family car needs to accommodate everyone comfortably, including children, pets, and sometimes even extended family members. Space isn’t just about seating; it’s also about cargo capacity and storage solutions.

Seating:

  • Ensure there’s enough seating for your family, including considerations for car seats if you have young children.
  • Check the ease of access to the third row if it’s a three-row vehicle.
  • Look for adjustable seats that can cater to different heights and preferences.

Cargo Space:

  • Evaluate the cargo space with all seats in use and with seats folded down.
  • Look for features like a power liftgate for easy loading and unloading.
  • Consider underfloor storage and other innovative storage solutions for smaller items.

Comfort:

  • Test the comfort of the seats on long drives, if possible.
  • Look for climate control features that include separate controls for the rear seats.
  • Consider amenities like sunshades, rear-seat entertainment systems, and quality sound systems.

3. Reliability and Maintenance

A family car should be dependable and not prone to frequent breakdowns. Researching a vehicle’s reliability can save you from unexpected and costly repairs down the line.

Reliability Ratings:

  • Consult reliability ratings from sources like Consumer Reports and J.D. Power.
  • Read reviews and feedback from current owners to get a sense of common issues.

Maintenance Costs:

  • Check the cost of routine maintenance and repairs.
  • Investigate the availability of service centers and the cost of parts.
  • Consider the warranty offered by the manufacturer. A longer warranty can provide peace of mind and protection against unexpected repairs.

4. Fuel Efficiency

Fuel efficiency is crucial for a family car, especially if you plan on doing a lot of driving. More efficient cars can save you money in the long run and are better for the environment.

Fuel Economy:

  • Compare the miles per gallon (MPG) ratings for both city and highway driving.
  • Consider hybrid or electric vehicles for even greater fuel savings.

Tank Size and Range:

  • Look at the fuel tank size and the range on a full tank, which can be important for long trips.

5. Technology and Connectivity

Modern family cars come with a host of technological features designed to make driving easier and more enjoyable. These features can also enhance safety and convenience.

Infotainment System:

  • Check the usability of the infotainment system. Is it intuitive and responsive?
  • Ensure compatibility with smartphones through Apple CarPlay and Android Auto.

Driver Assistance Features:

  • In addition to safety features, consider convenience technologies like parking sensors, backup cameras, and keyless entry.

Connectivity:

  • Look for multiple USB ports and charging options for all passengers.
  • Consider in-car Wi-Fi capabilities if you need to stay connected on the go.

6. Budget and Financing

Your budget will play a significant role in determining which family car you can afford. It’s important to consider not just the purchase price but also the total cost of ownership.

Purchase Price:

  • Determine a realistic budget before you start shopping.
  • Consider looking at both new and used vehicles. Certified pre-owned vehicles can offer a good balance of cost and reliability.

Total Cost of Ownership:

  • Factor in insurance costs, which can vary widely between models.
  • Consider the vehicle’s depreciation rate. Some cars hold their value better than others.
  • Calculate estimated annual fuel costs based on your driving habits.
  • Include maintenance and repair costs in your budget.

Financing Options:

  • Shop around for the best financing deals. Compare interest rates and terms from different lenders.
  • Consider getting pre-approved for a loan to streamline the buying process.

7. Test Drives and Inspections

Never buy a family car without taking it for a test drive. This is your chance to see how the car handles, how comfortable it is, and whether it meets your family’s needs.

During the Test Drive:

  • Pay attention to visibility, handling, and braking.
  • Test all features, including the infotainment system, climate control, and any safety features.
  • Evaluate the noise levels inside the car.

Inspection:

  • If you’re buying a used car, have it inspected by a trusted mechanic.
  • Check the vehicle history report for any signs of previous damage or major repairs.

8. Environmental Impact

For environmentally conscious families, the impact of your car on the environment can be a significant factor in your decision-making process.

Eco-Friendly Options:

  • Consider hybrid, plug-in hybrid, or electric vehicles. These options can reduce your carbon footprint and save on fuel costs.
  • Look for vehicles with eco-friendly certifications or those that use sustainable materials in their construction.

Emissions:

  • Check the vehicle’s emissions rating. Lower emissions are better for the environment and may also qualify for tax incentives or rebates.

9. Resale Value

While it might not be at the forefront of your mind when purchasing a new family car, considering the resale value can save you money in the long run.

Depreciation:

  • Some cars depreciate faster than others. Research which models retain their value best over time.
  • Consider the popularity of the brand and model. Popular cars tend to have better resale values.

10. Personal Preferences and Lifestyle

Finally, your personal preferences and lifestyle should guide your decision. Think about how you will use the car and what features will enhance your family’s life.

Daily Commutes and School Runs:

  • If you’re primarily using the car for city driving and short trips, a compact SUV or a sedan might be sufficient.
  • For longer commutes, consider comfort features like adaptive cruise control and comfortable seating.

Weekend Getaways and Road Trips:

  • If you enjoy weekend trips or camping, a larger SUV or a minivan with ample cargo space will be beneficial.
  • All-wheel drive can be a good feature if you plan to drive in varied terrains.

Activities and Hobbies:

  • Think about any specific needs, like towing capacity for trailers or roof racks for sporting equipment.
  • Consider the ease of cleaning if you have pets or frequently transport sports gear.

 

Buying a family car is a significant decision that requires careful consideration of numerous factors. From safety and reliability to comfort and technology, each aspect plays a crucial role in ensuring that you choose the right vehicle for your family’s needs. Take your time, do thorough research, and test drive multiple options to make an informed decision. With the right car, you can look forward to many years of happy and safe driving with your loved ones.